LEGAL INFORMATION ABOUT THIS SITE

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.

By using this site, you signify your assent to these terms of use. If you do not agree to them, please do not use the site. User expressly acknowledges that use of this site is at user's sole risk.

COPYRIGHT INFORMATION Copyright © 2001 Golden Oaks Mortgage Company. All Rights Reserved. Use of Web Site Information: You may download, view, copy and print documents and graphics incorporated in these documents (the "Documents") from this Web site subject to the following: (1) the Documents may be used solely for personal, informational, non- commercial purposes; and (2) the Documents may not be modified or altered in any way. Except as expressly provided herein, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this Web site in whole or in part without the prior written permission of the Golden Oaks Mortgage Company.

TRADEMARK INFORMATION

The Golden Oaks logo is a trademark of the Golden Oaks Mortgage Company. All other company, product or service names referenced in this Web site are used for identification purposes only and may be trademarks of their respective owners.

LINKS TO THIRD PARTY SITES

This Web site may contain hyperlinks to Web sites controlled by parties other than the Golden Oaks Mortgage Company. We are not responsible for and do not endorse or accept any responsibility over the contents or use of these Web sites.

DISCLAIMER OF LIABILITY

The Golden Oaks Mortgage Company shall not be held liable for any improper or incorrect use of the materials or information described and/or contained in this site and assumes no responsibility for any user's use of them. In no event shall the Golden Oaks Mortgage Company be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to: procurement or substitute goods for services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this site or materials and information herein, even if advised of the possibility of such damage. This disclaimer of liability applies to any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of materials, whether for breach of contract, tortious behavior, negligence, or under any other cause of action.

DISCLAIMER OF WARRANTIES / ACCURACY AND USE OF INFORMATION

Material on the Golden Oaks Mortgage Company Web sites may include technical inaccuracies or typographical errors. Changes may be periodically incorporated into this material. The Golden Oaks Mortgage Company may make improvements and/or changes in the products, services and/or job aids described in these materials at any time without notice. The materials on the Golden Oaks Mortgage Company Web site is provided 'AS IS' WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

GOVERNING LAW AND JURISDICTION

This Web site is controlled by the Golden Oaks Mortgage Company from its office in Becker, Minnesota, United States of America. All matters relating to your access to, or use of, this Web site shall be governed by U.S. federal law or the laws of the State of Minnesota. Any legal action or proceeding relating to your access to, or use of, this Web site shall be instituted in a state or federal court in Sherburne county, Minnesota. You and the Golden Oaks Mortgage Company agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding. You may not access, download, use or export the information, software, products or services contained on this Web site in violation of U.S. export laws or regulations, or in violation of any applicable local laws or regulations.

LEGAL CONTACTS

Trademark and Copyright: If you have any questions concerning the usage or licensing of the Golden Oaks Mortgage Company trademarks or copyrights, or would like to request permission to use any of our materials, contact us by e-mail.